Merchant Account

Unfortunately, most merchant account processors create rate schedules that are so complex that it is often remarkably difficult to know exactly how much you will pay for a given transaction.

Do you know what you are really paying to process through your merchant account?

We strive to make merchant accounts simple by deciphering the industry jargon and breaking down pricing into easily understood terms-so you know what you're paying for and so we can find you the most suitable solution.

Understanding your true merchant account rates can be confusing. Your bank or current processor may highlight one low rate, but you may get that rate on only a very small percentage of transactions. You may select a plan designed for one type of transaction and then find that most of your transactions fall into a different class, and end up paying too much. All Merchant Processors have their own way of presenting fees and transaction charges, so it is often difficult to make apples to apples comparisons amongst companies competing for your business. See our explanation of credit card rates for more information.

A merchant account with PaySimple enables you to:

• Know your exact rate for all transactions
• Get the best rate plan for your transaction type
• Enable recurring billing via credit and debit card
• Securely store customer information for repeat business
• Combine credit card, check, and direct-debit functionality under one system

These merchant account features enable your business to:

• Save money on processing costs
• Eliminate duplicate data entry
• Reduce cost of manual labor
• Improve customer service
• Simplify accounting processes