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ACH Account

Low-cost, Easy-to-use ACH Account for Businesses

PaySimple provides simple ACH accounts for businesses. You can deposit paper checks as if they were electronic funds, accept checks over the phone or online, and directly debit customer accounts— instantly and from your computer! By using a PaySimple ACH account to process your payments, you can typically save 55% over paper check processing.

For 55 cents per transaction, your PaySimple ACH Account enables you to:

  • Automatically convert paper checks into an electronic transfer via Federal Reserve Bank’s Automated Clearing House (ACH) system
  • Directly debit customer checking accounts
  • Turn your computer into a “virtual cash register” and accept payments by phone, online or in person
  • Implement auto-recurring billing with direct-debit from checking account
  • Get real time information on transaction status
  • Eliminate time-wasting trips to the bank
  • Provide better customer service via more flexible payment options
  • Get your account up and running in 24 hours--no reserve funds required!

About ACH Accounts:


The Automated Clearing House (ACH) Network is a highly reliable and efficient nationwide batch-oriented electronic funds transfer system which provide for the interbank clearing of electronic payments for participating depository financial institutions. The Federal Reserve and Electronic Payments Network act as ACH Operators, central clearing facilities through which financial institutions transmit or receive ACH entries.

See the system or call 800.466.0992 to ask us any questions